Reg. License
NMLS# 2485778
Phone Number
+1 (941) 275-4119
NMLS# 2485778
+1 (941) 275-4119
Explore a variety of mortgage programs designed to meet your unique financial needs. Whether you’re a first-time homebuyer, looking to refinance, or searching for specialized loan options, I offer customized solutions that guide you to the right decision with confidence and ease.
Conventional loans are not backed by the government and typically suit borrowers with good credit and stable finances. These loans offer competitive interest rates and flexible terms.
With down payments starting as low as 3%, conventional loans make homeownership more accessible.
You can choose from various loan terms (10, 15, 20, 30 years), allowing you to tailor the mortgage to your financial goals.
Conventional loans offer a variety of loan term options, including fixed or adjustable-rate mortgages, giving you more control over your payments.
Federal Housing Administration (FHA) loans are ideal for first-time homebuyers or those with less-than-perfect credit. They offer lower down payments and more flexible qualification requirements.
FHA loans allow you to secure a home with a down payment as low as 3.5%, making homeownership more achievable.
FHA loans require mortgage insurance, but it offers the benefit of more lenient qualification standards for those with lower credit scores.
FHA loans provide a range of term options, helping you select the best repayment structure for your financial situation.
VA loans are exclusive to veterans, active military members, and their families. These loans come with no down payment and favorable terms to honor their service.
VA loans typically require no down payment, making homeownership even more affordable for eligible service members and veterans.
VA loans eliminate the need for PMI, even without a down payment, lowering your monthly expenses.
VA loans offer competitive rates and flexible terms, making it easier to find a repayment plan that works for you.
Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors. They allow borrowers to qualify based on the rental income of the property, rather than personal income.
Easily qualify based on the rental income generated by the property, not your personal earnings.
Avoid the hassle of providing income documents, allowing for faster and easier approval.
Tailored specifically for investors looking to finance rental properties and grow their portfolios.
Renovation loans allow buyers or homeowners to finance both the purchase and repairs of a home in a single loan, perfect for fixer-uppers or upgrading existing properties.
Conveniently finance both the purchase and renovation of your home with one loan.
Improve your property’s value by financing upgrades and repairs right from the start.
Use the funds to cover everything from minor repairs to major home improvements.
Construction loans provide funding for building a new home or major renovations. These loans typically convert to a mortgage upon completion of construction.
Easily cover the costs of construction, including land, materials, and labor.
Make lower payments during the build, with the balance due upon completion or conversion to a permanent mortgage.
Tailored for borrowers looking to build a fully custom home from the ground up.
+1 (941) 275-4119
Ohio, Florida & Texas
All loans are subject to credit approval. Terms and conditions apply. NMLS ID #2485778 ensures compliance with national mortgage licensing standards. Please review all loan documents carefully and consult with a financial advisor to fully understand your mortgage obligations.
Want to discuss your mortgage options? Leave your phone number, and I’ll get in touch with you at your convenience to answer your questions and guide you through the process.