Introduction

Welcome to chrisailes.com (the “Website”). This Privacy Policy outlines how One Stop Financial Group, LLC (“Company”, “we”, “us”, or “our”), a licensed Mortgage Loan Originator in Ohio, Texas, and Florida, collects, uses, and protects your personal information. By using this Website, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect the following types of information from users of our Website:

Personal Information

This includes your name, email address, phone number, physical address, Social Security number, and other details that you provide when you fill out forms on our Website or contact us for mortgage-related services.

Financial Information

To assist you with mortgage services, we may collect information such as income, employment details, credit history, and other financial data.

Usage Data

We may collect information about your interactions with our Website, including IP address, browser type, device information, pages visited, and other usage statistics through cookies and similar technologies.

How We Use Your Information

The information we collect is used to:

– Process and manage your mortgage loan applications.

– Communicate with you regarding your loan status, inquiries, or other requests.

– Improve our services and Website performance.

– Comply with legal obligations and regulatory requirements.

– Send you marketing communications, where permitted by law.

Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. However, we may share your information with:

Service Providers

Third-party vendors who assist us in providing mortgage-related services, such as credit reporting agencies, title companies, and loan processors.

Legal and Regulatory Authorities

We may disclose your information to comply with applicable laws, regulations, legal processes, or governmental requests.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Data Security

We take the security of your personal information seriously. We implement appropriate technical and organizational measures to protect your data from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure.

Your Rights You have the right to:

– Access and obtain a copy of your personal information.

– Request the correction of inaccurate or incomplete information.

– Request the deletion of your personal information, subject to legal and regulatory requirements.

– Opt-out of receiving marketing communications from us.

To exercise any of these rights, please contact us using the information provided below.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Website, analyze usage, and deliver personalized content. You can control the use of cookies through your browser settings.

Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children’s Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.” Your continued use of the Website after any changes constitutes your acceptance of the revised Privacy Policy.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

One Stop Financial Group, LLC

Berkley, MI

[email protected]