Loan programs · Florida, Ohio & Texas
FHA, conventional, VA, DSCR, renovation and construction. The useful conversation isn’t which one sounds best. It’s which one actually fits your purchase, and what it costs you that the brochure doesn’t mention.
Available in Fort Myers, Cape Coral and across Florida · Dallas, Fort Worth, Houston, Austin, El Paso and across Texas · Columbus, Cleveland, Cincinnati and across Ohio
The programs
Down payments as low as 3.5%
How it works →Competitive rates for strong credit
How it works →Earned benefits, properly used
How it works →Qualify on the property, not the paystub
How it works →Buy it and fix it, in one loan
How it works →Financing a house that does not exist yet
How it works →Not sure which one?
Usually an FHA or a low-down-payment conventional loan. Which one depends on your credit and how long you plan to keep the house.
Conventional is where shopping many lenders pays off most, because they all want the same well-qualified loan.
Start with VA. No down payment for eligible borrowers and no monthly mortgage insurance. It is regularly left on the table.
DSCR qualifies on the property’s rent, not your tax returns. Conventional investment loans are the other route; we compare both.
A renovation loan finances the purchase and the repairs together, in one loan.
A construction loan carries you through the build and becomes your mortgage at the end.
I’m a broker. If your loan doesn’t fit one lender’s box, I’m not out of options. I shop it. And when it fits everywhere, they compete for it.
Not a commitment to lend. All loans subject to credit approval and underwriting on a complete file. Program availability and guidelines change, so confirm current terms before relying on them.
